Is an insurance discount mandatory after completion of this course?
How do I respond to a traffic ticket issued in New York?
What is the driver violation point system?
Is this course approved?
Yes! Our New York Point & Insurance Reduction Program is state-approved by the New York Department of Motor Vehicles (DMV) to help you earn a 3-year 10% insurance reduction, and/or reduce up to 4 points from your driving record.
Is an insurance discount mandatory after completion of this course?
Yes it is! Anyone in New York who completes a Point and Insurance Reduction Program automatically qualifies for a 10% reduction on your premium. You will enjoy your discount for 3 years after course completion.
What if I'm taking the PIRP course for an insurance discount? Do you automatically report to my insurance company?
You will be responsible for reporting your course completion to your insurance carrier to receive the state-mandated 10% discount. We will send you a certificate of completion to submit to your insurance company.
I have more than one person on my insurance policy. Will they all receive a discount if I take this course?
Check with your insurance company. However, typically, only one driver per vehicle may receive a discounted rate on their insurance premium.
How do I respond to a traffic ticket issued in New York?
You have two options after being issued a traffic ticket, and you must take action within 15 days of being cited.
You can either:
- ● Plead guilty, fill out the requested information on the ticket, mark it guilty, and sign the ticket. You will then need to mail it in along with the ticket fine (or you can pay in person).
- ● Plead not guilty, fill out the requested information on the ticket, and sign the ticket. After you mail in your ticket, the court will mail you a letter detailing when and where your hearing will take place.
Instructions on these processes can be found on your traffic ticket. Please Note that the I Drive Safely course is not approved for Traffic Ticket Dismissal.
What is the driver violation point system?
The point system is used as a way to track how well you are driving. If you accumulate too many points in a set period of time, you will be deemed to be an irresponsible driver, and your license could be suspended or revoked. Some examples of violations and the points associated with them are:
- ● Speeding 1-10 MPH over the speed limit: 3 points
- ● Following too closely: 4 points
- ● Reckless driving: 5 points
